Finance · 05/21/2025

Moody's has downgraded the US credit rating, bringing an end to a 108-year history of AAA ratings. This has led to a sell-off in the US debt market, with rapid capital outflows from US stocks, bonds, and the dollar. The yield on 10-year US Treasuries has surpassed 4.5%. A new 'sell-off America' trend has emerged as concerns about US fiscal stability increase.

Finance · 07/28/2025

This article introduces various strategies for making money in the stock market, including passive investing, long-term holding, and advanced investment methods. By selecting quality stocks, mastering value and growth investment techniques, and benefiting from stable dividends, investors can achieve wealth growth in a volatile market. More advanced strategies, such as short selling, are also discussed, emphasizing the need for thorough research before making cautious investment decisions.

Finance · 08/06/2025

The trade agreement between the US and Vietnam and the passage of the Inflation Reduction Act have resulted in a nearly 4% surge in TSMC's ADRs, leading the Taiwanese stock market to return to the 1,100-point mark, with the overall market increasing by over a hundred points, reflecting a positive economic outlook. Other electronic stocks also performed strongly, with several industries benefiting significantly.

Finance · 07/22/2025

This article introduces the basic concepts, advantages and disadvantages, and investment methods of U.S. Stock ETFs (Exchange-Traded Funds), suitable for both novice and experienced investors. U.S. Stock ETFs are favored in the market for their diversification, transparency, and low management costs, but they also face issues such as tracking errors and market risks, requiring investors to choose carefully.

Job Search · 08/06/2025

This article explores the various rights and benefits that come with obtaining U.S. citizenship, including the freedom to live and work, legal rights for families, the right to participate in elections, access to government benefits, and improved international travel opportunities. Becoming a U.S. citizen not only enhances legal status but also guarantees a higher quality of life.

Finance · 07/17/2025

The U.S. money market, as one of the most developed in the world, has rapidly risen to showcase its strong market appeal. Its characteristics include an intangible market operation, high competition, and a primary composition of the Treasury bill market and the federal funds market, which provide a solid foundation and stable support for the U.S. economy.

Taxation · 07/18/2025

This article provides a comprehensive guide to the 2025 U.S. tax filing season, covering deadlines, filing entities and their classifications, and essential information required for filing. It emphasizes the importance of filing taxes and potential refund opportunities. Additionally, it analyzes the tax obligations of U.S. residents and special considerations to note, offering valuable references for newly arrived international students.

Education · 06/03/2025

This article explores the process and preparation steps for the U.S. naturalization interview. It covers the various stages applicants must go through, including registration, oath-taking, N-400 review, English testing, and civics knowledge examination. The aim is to help those looking to apply for U.S. citizenship prepare thoroughly and successfully navigate the interview, facilitating their transition to citizenship.

Education · 07/18/2025

U.S. parenting laws outline parental responsibilities to protect children from abuse, emphasizing cultural adaptation and external support.

Finance · 07/22/2025

This article introduces the basic concepts and advantages of ETFs in the U.S. stock market, exploring features such as diversification, high transparency, low management costs, and flexible trading. Since the launch of the first ETF in 1993, the market has rapidly evolved, becoming an important choice for investors. Understanding different U.S. stock ETFs can help investors make informed decisions in the current market.

Transportation · 07/25/2025

This article provides a comprehensive overview of the basic types of U.S. visas and the application process. It covers the requirements for the Visa Waiver Program, the differences between non-immigrant and immigrant visas, the steps involved in the visa application, and commonly asked questions. This information aims to assist readers in understanding how to travel to the U.S. smoothly.

Education · 08/06/2025

This article provides a detailed overview of the process of applying for U.S. citizenship and its significance. It emphasizes preparation for the citizenship exam and outlines the rights and responsibilities that come with citizenship. Additionally, it highlights the importance of actively participating in community activities, helping applicants gain a comprehensive understanding of the requirements and implications of becoming a U.S. citizen.

Finance · 07/24/2025

This article explores the characteristics of US Treasury Bond ETFs, including the differences between bonds and stocks, the basic components of bonds, and the importance of bond investments. Through case studies, investors can better understand the components and returns of Treasury Bond ETFs, enabling them to make informed investment decisions. Additionally, the article discusses the risks and market conditions affecting bond investments, providing a comprehensive reference for investors.

Transportation · 07/17/2025

This article explores the differences in driving in the United States compared to other countries, including aspects like the side of the road, driver's licenses, speed limits, traffic signs, and fines. Additionally, it covers driving etiquette, pedestrian right-of-way, intersection navigation, and the unique driving experiences and facilities in the U.S. The aim is to help readers better adapt to the American driving environment and enjoy the pleasures of driving.

Finance · 07/17/2025

This article discusses 11 effective methods for seeking funding for startups in the United States, including crowdfunding, angel investing, loans from family and friends, and small business grants. Each method has its unique features and applicable scenarios. Understanding the diversity of funding sources and different financing options can help realize entrepreneurial dreams, thus promoting growth and development for individuals and businesses.